Current Services
Like many of the other banks, St George has a corporate site, with a range of additional services, but not presented as seamlessly as the ANZ site. For organisations wanting a Web presence, St George provides access to Business in a Box from Sausage software. Like the other major banks, St.George also has a corporate application for large companies.
St George provides the standard services including checking your balances, viewing your transactions, transfer funds between St.George accounts, and transfer funds to other nominated third party accounts. But this is a manual process as it requires you to nominate a payee on a form and send it into the bank, or call up the bank. Removing a payee is the same process. So unfortunately, there's no easy way to make an ad hoc payment to another person's account.
You can transfer up to AU$25 000 per day per customer, and set up future dated, or scheduled payments. You can do the same for groups of accounts, such as for payroll.
BPay and its history are available, and you can store payees and schedule transactions. It can also be used to pay for trades conducted through St.George Quicktrade.
You can access all your accounts including cheque, savings, personal/home loan and term deposit accounts. For the end of year books, you can also check how much interest has been earned on these accounts.
In a first, you can buy and redeem e-cash to spend over the Internet if you don't want to use your credit card.
Like the NAB, you can make term deposits by specifying the amount, and then searching for a suitable product. But you can't elect to pay interest to the new account to simplify rolling over the investment.
