ANZ
Launched in April 1999, the ANZ site has picked up a series of awards for its online banking services.
According to ANZ, its online service now boasts over one million customers in Australia and New Zealand, and its transactions have exceeded those of the bank's phone banking service.
Account servicing fees apply to transactions and transaction fees are also charged, as applicable.
Technology:
Browser-based offering, no extra software required to run the service, security through a firewall and 128-bit SSL encryption technology.
Compatibility:
Web site is both Mac and PC compatible.
Consumer Services:
- view balances and search transaction history
- transfer funds between ANZ accounts and credit cards
- transfer funds to other Australian bank accounts
- cheque reconciliation and tracking function
- BPAY services, including recurring payments
- loan redrawal and payment services
- scheduled payments to other accounts
- access to Funds Management details
- fund and product level balances, and transaction histories
- superannuation withdrawal and checking services
- arrange and amend Periodical Payments
- change address and contact details
- order replacement statements and investigate transactions.
Company Services:
- Single Debit Multi Credit to make multiple payments, with only the use of one withdrawal from their account
- Tax Department payments from Internet Banking using Tax Payments Online
- export banking transactions to popular financial management software packages such as Microsoft Money or Intuit Quicken
- pay wages online using Payroll Payments, available to customers and non-customers alike.
Extras:
- SecureMail to customer help desk
- online loan, credit card and small business loan applications
- share investment via ANZ E-TRADE Online Investing.
Web site:
Why didn't you include Adelaide Bank (http://www.adelaidebank.com.au)? It provides a good range of services with the exception of not being able to credit someone else's account quickly.